Guarantor
GOVERNMENT DEPARTMENTS
· Disbursement of loan will be subjected to the condition at the time of disbursement.
· Final approval/section will be issued subject to fulfillment of existing terms & conditions of apply/search Report Compulsory
· Only 50% of net salary of Government Guarantor can be treated as EML.
· Net salary of Government Guarantor must be doubled from the E.M.I of loaner, if salary of Government Guarantor is less than double, then amount will be reduced.
· 2 months pay slip/ Bank pass book photocopy.
· H.O.D & salary in charge signature along with his/her stamp on official undertaking Bond page no. X2 is a compulsory.
· One photograph of each family member (above 18 years)(only in case of private limited guarantor).
· Advance E.M.I installment will be recovered from all the applicants/loaner, if applicant depositing their E.M.I without bouncing till completion of Loan. On demand, company can provide loan equal to double in future in case a single bouncing, this facility will not b applicable then.
· Company will accept only those applicant & Guarantor whose age should be 18 to 60 years.
Personal Loan
- Map of Property (Government Authority)
- No Dues Certificate ?
- Solvency Certificate(From S.D.M.)
- Valuation Report of Tehsildar
- Fitness Certificate Issued by any Govt. Doctor
- Character Certificate (From S.D.M.)
- Business Project Report
- Rent Agreement/ Rent Receipt of Shop
- Ownership Papers in Case of Owner of shop
- Two Photograph of Existing Shop (Post Card Size)
- Fund Availability for the Project (With Proof)
- Ownership Proof of Property
- Sales Tax Registration Certificate / Services Tax
- Guarante bond attached by Sub Rajistar & theseeldar
Department |
H.O.D |
Salary In-charge |
Education(primary/ Middle School) |
B.S.A/Z.E.O |
Account Officer |
Education(Middle School, High School, Inter College) |
D.I.O.S/D.E.O/Z.E.O |
Account Officer(Lekha Adhikar)/BEO/ZEO |
Education/Degree College |
Principal/Regional Education Officer |
Regional Education Officer |
Education(Run by Management) |
Principal/D.I.O.S/D.E.O |
Lekha Adhikari/Regional Education Officer |
Nagar Palika |
Executive Officer |
Executive Officer |
Nagar Nigam |
Nagar Swasthya Adhikari |
Account Officer/Lekha Adhikari |
Jilla Panchayat |
Jilla Panchayat Raj Adhikari |
Jila Panchayat Raj Adhikari |
Nalkoop(Tube-Well) |
Executive Engineer |
Executive Engineer |
P.W.D |
Executive Engineer |
Executive Engineer |
P.H.E |
Executive Engineer |
Executive Engineer |
Health |
C.M.O |
Medical Officer |
Electricity |
Executive Engineer |
Assistant Executive Manager |
Bank |
Bank Manager |
Regional/ Zonal Manager |
L.I.C/G.I.C |
Branch Manager |
Regional/ Zonal Manager |
Railway |
As per Guarantor’s Section D.D.O |
As Per Guarantor’s Section/ |
Roadways |
Station In-charge/ A.R.M Administrative |
A.R.M Finance |
Irrigation |
Executive Engineer |
Executive Engineer |
B.S.N.L |
S.D.O |
Account Officer (Finance) |
Indian Postal |
General Post Master (District-Level) |
Account Officer |
Agriculture |
District Agricultural Officer |
District Agricultural Officer |
Forest |
D.F.O |
D.F.O |
NLC/CoalIndia |
Assistant General Manager |
Account Officer |
Tehsil |
Tehsildar |
Lekhpal |